Ghost itself doesn’t “hold” payments or manage payouts directly. Instead, it relies entirely on Stripe to process transactions and manage the movement of funds.
In the case of Stripe:
- Stripe processes payments from your subscribers, holds the funds in your Stripe account, and then automatically transfers them to your bank based on your Stripe payout schedule (e.g., daily, weekly, or monthly).
- Ghost simply facilitates the connection between your site and Stripe but doesn’t act as a middleman for handling or transferring money.
If you’re asking whether Ghost can send payments to you via bank transfer independently of Stripe, the short answer is no. Ghost doesn’t have its own payment-processing or banking infrastructure. Any money-related functionality is entirely dependent on the external payment provider (in this case, Stripe).